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| Displaying 70 to 79 (of 79 questions) |
Page: 8 of 8 |
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User Name:
Jennifer
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Date:
November 12, 2007, 4:31 pm
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How do i know what credit card to apply for? |
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Answer:
Thank you for addressing your requests to our service. We hope our answer helps you to find a credit card you need. First of all, you should find out your credit score via credit bureau. Excellent credit implies 750-850 of FICO score, good - 660-749, average (fair) - 620-659, bad/no - 0-619. If you have never had a credit card, you have no credit score. In this case you can apply for bad/no credit cards and secured credit cards. Having good or excellent credit score implies that you can apply for best credit cards with various rewards and bonuses. For every type of credit there are appropriate types of credit cards. |
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User Name:
kernoff
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Date:
December 25, 2007, 12:40 am
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i need a card which does not charge bt fee |
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Answer:
Thank you for your question. If you want a crdit card with no balance transfer fee, possibly IN:NYC Card from American Express is a nice choice for you. This one has 0% APR for 6 months both on balance transfers and purchases, 11.49% Ongoing APR, $0 Annual Fee, and other features. It also allows you to earn points. For more detailed information compare balance transfer credit cards. |
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User Name:
B. Downey
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Date:
January 9, 2008, 11:25 pm
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I would like to get a Chase card best for purchases. My score is excellent. |
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Answer:
Thank you for addressing your requests to our service. Yes, at our site there is a credit card which meets your requirements. We recommend you Platinum Visa from Chase Bank. This one has 0% introductory rate for 12 months both on balance transfers and purchases, 13.24% ongoing APR, no annual fee, free travel services, and other features. To get more detailed information on this credit card please compare low APR credit cards using this link. If you want a credit card for purchases issued exactly by Chase bank, this one is the best choice. |
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User Name:
Marianne
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Date:
February 1, 2008, 3:34 am
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are there any credit cards which grant gas rebates on ANY gasoline? |
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Answer:
Thank you for addressing your requests to our service. Yes, at our site, there are quite enough variants of credit cards with gas rebates involving any gasoline. All you have to do is to choose basing on your own special needs, with regard to a bank or some specific rewards these cards offer (for instance, the max. percentage of cash back). So, we recommend you ther following options: Discover Open Road Card, Capital One No Hassle Cash Rewards, Citi Diamond Preferred Rewards MasterCard, Capital One Points Rewards, and PerfectCard MasterCard from Chase bank. To get more detailed information on these cards, compare them, and apply online please explore our gasoline credit cards. |
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User Name:
roxanne bellamy
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Date:
February 5, 2008, 7:47 am
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are there any plastics for the UK residents w\fair credit score |
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Answer:
Thank you for addressing your requests to our service. At our site, we do offer credit card for the residents of the UK, however, unfortunately, these are available only for the customers with good or excellent credit score (660-749 and 750-850 of FICO score respectively). There are forur best variants, so as soon as you build your credit history and reach the good level, you will be eligible for these. Noe we recommend you to look for the suitable variant via the Internet or, which would be more efective, apply to your local bank. |
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User Name:
Bonnie Moreno
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Date:
July 18, 2008, 6:38 pm
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I am looking for a credit card with a 12 month introductory rate of 0% on balance transfers and no fee to make this tranfer. Any suggestions? |
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Answer:
There is a range of credit cards providing especially beneficial terms for balance transferring. Searching for a card of this type, one should decide what features are preferable in a bank product of this type. Some BT credit cards offer very low or zero interest rate and fees, but include no rewards or a poor rewards program. Plastics with high APR usually give attractive rebates and bonuses. Few bank products for balance transfers have no balance transfer fee, since lenders prefer supplying the cards with more various rewards programs. However, at our site we present 0 fee balance transfer cards, so that you will be able to compare them to other BT offers. Capital One Platinum MasterCard provides no balance transfer fee, but it has the APR of 7,9% on purchases and balance transfers, so that you will not have to worry about the interest rates in case you decide to make a purchase with your BT card. Also, the bank can keep your interest rate even if you are late with your payment or go over the limit.Discover More card is also a popular credit card for balance transfers which provides 0% APR and up to 5% cash back. American Flag design is available with this card. You can also consider Chase bank Platinum Visa offering 12 months of 0% on balance transfers and free account access, Bt fee included in the offer. This card is a good option for those who is not used to spending a lot with a credit card. |
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User Name:
Dana
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Date:
July 30, 2008, 2:10 pm
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do you offer a credit card 0% interest on balance transfers with 0% transfer fee |
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Answer:
There is a range of credit cards providing especially beneficial terms for balance transferring. Searching for a card of this type, one should decide what features are preferable in a bank product of this type. Some BT credit cards offer very low or zero interest rate and fees, but include no rewards or a poor rewards program. Plastics with high APR usually give attractive rebates and bonuses. Few bank products for balance transfers have no balance transfer fee, since lenders prefer supplying the cards with more various rewards programs. However, at our site we present 0 fee balance transfer cards, so that you will be able to compare them to other BT offers. Capital One Platinum MasterCard provides no balance transfer fee, but it has the APR of 7,9% on purchases and balance transfers, so that you will not have to worry about the interest rates in case you decide to make a purchase with your BT card. Also, the bank can keep your interest rate even if you are late with your payment or go over the limit.Discover More card is also a popular credit card for balance transfers which provides 0% APR and up to 5% cash back. American Flag design is available with this card. You can also consider Chase bank Platinum Visa offering 12 months of 0% on balance transfers and free account access, Bt fee included in the offer. This card is a good option for those who is not used to spending a lot with a credit card. |
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User Name:
maria luisa r. chua
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Date:
December 4, 2008, 9:25 am
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hi! i just want to know if a foreign national like me can apply for a credit card from your company. i have an existing card a visa card and a mastercard . is it possible or just so impossible. For all i know you only issue card to US citizen and currently residing in the US. But just asking if there is a possibility, thank you and i do appreciate your time. Kind regards.. |
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Answer:
Thank you for your question, Maria. In fact, you are almost right. The major part of credit cards you can find at our site are issued for US citizens. But we also have a Foreign Credit Cards section. There you will find UK, Belgian and Canadian credit cards. If you are a resident of one of the above-mentioned countries, feel free to apply for a deal you choose. And just to make it clear. We are not a credit card company, we are just a web source where you can find deals from different banks and companies. So, if you are not a citizen of the US, Canada, Belgium, or UK, unfortunately, you are not eligible for credit cards represented at this site. Once you get a legal residence of one of these countries, you are welcome to browse through and apply for a deal fitting your demands, spending habits and lifestyle. |
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User Name:
CARMEN
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Date:
December 12, 2008, 5:55 am
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What credit card is better? |
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Answer:
Carmen, we would love to help you, but you have set an uneasy task. You see, it is hard to tell which one is better. Your question is a bit too general. You see, there are many aspects that should be factored in when choosing a credit card. First of all, it is your credit history and score. You should pick a deal for your type of credit. For instance, a no credit deal for no credit, a limited credit card for less than perfect payment history, a good credit offer for good score, etc. Then, you can apply for a card designed for certain consumer categories, such as students, business owners, or family deals. You should also take into account your spending habits. If you are a big spender and used to carry significant balances from month to month, you should better get a deal with low interest rate. This will help you save money. If you want to save money on some part of your lifestyle, like travelling or driving, rewards credit cards are a good choice. Balance transfer cards are perfect for those who want to do away with debts. So, to sum up, the best credit card is the one that perfectly fits your spending habits, lifestyle, demands and income. |
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